## Merchant Processing Activity & Risk Calculation

Merchant Name |  | Bus Reg# |  | Corp Reg# |

PRC_CODE |  | Detail |

- Monthly Sales

    Month | Monthly Sales | Tickets | ATV
    --- | --- | --- | ---
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500
    Nov-19 | 409,229 | 818 | 500

    Total | 5,013,050 | 9,818 |

    Avg Month | 417,754
    Peak Month | 417,754
    ATV | 417,754

- Refunds

    Refunds | Tickets | ATV
    --- | --- | ---
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500

    3,050 | 9,818 |

    Refund Ratio | 0.5%
    Industry Average | 4%
    Refund Days | 33

- Chargebacks

    Chargebacks | Tickets | ATV
    --- | --- | ---
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500
    409,229 | 818 | 500

    3,050 | 9,818 |

    Refund Ratio | 0.5%
    Industry Average | 4%
    Refund Days | 33

'5 Month Comparison (Like for Like)

- Sales

    Feb-19 | 818 | 500
    Feb-19 |  |
    Feb-19 | 818 | 500
    Feb-19 | 818 | 500
    Feb-19 | 818 | 500

    Total | 3,050 | 9,818

    % Growth / Decline | 15/1

- Refunds

    818 | 500
    818 | 500
    818 | 500
    818 | 500

    3,050 | 9,818

    % Growth / Decline | 15/1

- Chargebacks

    818 | 500
    818 | 500
    818 | 500
    818 | 500

    3,050 | 9,818

    % Growth / Decline | 15/1

- Risk Parameters

    NDX % | NDX Days
    --- | ---
    818 | 500
    818 | 500
    818 | 500
    818 | 500

- 12m Membership Turnover

    | 2,506,525

- Probability Code

- 6m Membership Turnover

    | 2,506,525

- Probability Code

- 3m Membership Turnover

    | 2,506,525

- Probability Code

- Number of Refund Days

- MSC Rate / %

    MSC Rate |

Use merchant specific refund and chargeback ratios (if "N" or Blank the Industry standard ratios will be used)
Y일 경우 멤버쉽 배수로 적용, N일 경우 통상 배수 값 적용 (if "N" Normal multiplier value for “N”)

- Average Risk | 3,050

  NDX Exposure | 409,229
  Refund Exposure | 409,229
  Chargeback Exposure | 409,229
  MSC Exposure | 409,229
  Membership Exposure | 409,229

- Current Risk | 91,585,695

  NDX Exposure | 409,229
  Refund Exposure | 409,229
  Chargeback Exposure | 409,229
  MSC Exposure | 409,229
  Membership Exposure | 409,229

- Peak Risk | 3,050

  NDX Exposure | 409,229
  Refund Exposure | 409,229
  Chargeback Exposure | 409,229
  MSC Exposure | 409,229
  Membership Exposure | 89,412,851

- CA Amount Required based on the Peak Month plus | 25%

- CA Amount | 114,485,642

- MSC Code

    MSC Code |
    SIC code |

- Description
    TRAVEL AGENCIES AND TOUR OPERATORS
- CA Percentage

    CA Percentage |

CRM Simulation Result Comment

  Input Comment |